# Introduction

In 2023 we are at the stage of the formation of new technologies , transitioning to Web3. Things familiar to us are being revised, new scenarios of behaviour appear.

The coming years are years of adaptation of the blockchain and Web3, its entry into everyday life and the attraction of users who are far from the crypto world and complex technologies.



That is why ColdFI aims to realise a gateway between familiar Web2 technologies, fiat payments, fiat banks familiar to everyone and the most modern decentralised financial technologies.

ColdFi combines DEX and CEX technologies, deposits and loans protected by smart contracts, cross-chain bridges and fiat gateways.

Our vision ColdFi is a system that combines all the advantages of decentralised finances and is able to work completely autonomously and decentralised on the blockchain.

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